Guide To Buy Furniture Without Installments Or Loans


Getting ready to move into your new BTO or resale HDB flat after renovation? Furnishing your house completely at one go is definitely not a small sum! From big-ticket items such as bed frames, mattresses as well as home appliances like refrigerator and TV, these are all the essentials you need for your home. With home loans, renovation loans and other loans you’ve probably already got for your new home, you probably don’t want to take up another loan to furnish your home. If you don’t like the idea of getting loans or paying in installments, this article will be the guide you need to purchase all your home essentials without loans or installments! 

The Plan

The plan is simple: separate your purchases! Instead of purchasing everything at one go, separate your big-ticket item purchases. First, set a budget for the items you need, whether it’s for your new home or you’re looking to replace a few items at home. Next, rank the items you need according to how urgent you’ll need the item – looking for a coffee table obviously isn’t gonna be high on the list. Lastly, separate your purchases into groups. For example, if you need to buy a washing machine, TV and a sofa, you might want to consider leaving the sofa for the next purchase if purchasing these three items at a go is taxing on your finances. 

$579.00$1,129.00

$829.00$1,199.00

This can give your wallet that much-need break it needs before making another huge purchase. With proper planning, you can move into your new home while furnishing your home at the same time. Though it is quite a journey, you will be able to spend within your means without putting a burden on your finances! Here are home furnishings ranked to what we think will be essential to moving into your new place asap. 

1. Bed frame + Mattress

For a start, purchase a bed frame with mattresses. If you want to move in as soon as possible, a bed frame in Singapore and a mattress in your bedroom is essential for you to sleep in. These two items are usually sold in a bundle, giving you a greater deal compared to buying them separately. However, sometimes you might find a pretty good deal individually for the bed frame and mattress in Singapore, so always keep your eyes open for discounts and deals! 

When it comes to setting a budget for mattress and bed, usually the mattress gets more of the budget. As much as mattresses are important for your sleep, getting the right bed frame is important too. Pick one that lasts so that a few years down the road, it does not squeak or creak every time you toss and turn in your sleep. Other than that, getting a bed frame with drawers on the side to provide additional storage space can help you solve the problem with space. Homeowners usually opt for built-in wardrobe in Singapore when they renovate the house so that it can maximise the space they have, but purchasing a wardrobe allows you the freedom to change 

2. Refrigerator 

The next item to consider getting is a refrigerator whether you cook or not so that you have a place to store foods and keep them fresh. Purchasing a refrigerator can be pretty confusing, especially with so many various models out there. You also want to make sure that it is energy-saving so that it can help you save some money in the long run. 

Refrigerators in Singapore are sold with the Energy Label that is rated by the National Environment Agency of Singapore (NEA). More ticks mean the fridge is more efficient in energy saving. It is recommended to choose a fridge that has 3 or 4 ticks that can help to lower your electricity bill. Icemaker and dispenser are pretty fancy, but having these features increase a refrigerator’s energy by up to 20%! 

3. Washing machine

If you do not mind washing your clothes the old-school way – handwashing it, then you can skip this first and move onto the next one on the list. But seriously, who wants to spend their spare time handwashing their clothes on the weekends or after work?

As with the refrigerator, washing machines come with a mandatory label too – the water efficiency label. The more tick a washing machine has, the more efficient it is in saving water. Currently, a three-tick washing machine uses 6 – 9 litres of water while a four-tick washing machine uses 6 kg of water or less per load. Over a year, a three-tick washing machine would use 108 litres of water while a four-tick washing machine only uses 72 litres of water. The 36 litres of water you saved would be a substantial amount years down the road! 

Bedside Tables & Storage

Gabbie Teak Side Table Rattan

$299.00

Bedside Tables & Storage

Elisandro Teak Side Table Rattan

$239.00

Bedside Tables & Storage

Eldrick Teak Side Table

$299.00

Bedside Tables & Storage

Annissa Teak Side Table Rattan

$299.00

Coffee Tables & Side Tables

Jinny Teak Storage Coffee Table

$639.00

Coffee Tables & Side Tables

Norris Teak Coffee Table

$399.00

Bedside Tables & Storage

Jacksen Teak Side Table

$259.00

Bedside Tables & Storage

Jenkins Teak Side Table

$259.00

4. Sofa + TV

The next big-ticket item for consideration would be a sofa. Other than your bed, sofa is probably the next furniture that you will be spending most of your time on. Stop being a couch potato and head down to furniture stores to test out the sofa in Singapore for yourself! The right ones will provide a good and upright back posture as you lounge and chill in front of your TV. 

If you are running on a tight budget, allocate a smaller budget for your TV console. TV consoles in Singapore have a huge range, so you should be able to find something that fits your budget. 

When it comes to purchasing a sofa, a lot of homeowners tend to overlook the cleaning after the purchase. If you have no intention to engage cleaning services, opt for sofas with removable covers so that you can wash it yourself!

5. Dining tables and chairs. 

If you have a small dining area, opt for dining benches instead of chairs so that it can be stowed away underneath the table when not in use to free up valuable floor space! From a few hundred dollars to a few thousand, it really depends on what you are looking for. To create a cosy and elegant ambience, a Suar wood dining table would be the perfect addition as a dining table.

$1,299.00

$1,299.00

Sale!
$1,489.00

Sale!
Sale!
$1,599.00

Sale!
Ready Stock
$1,029.00

Sale!
$1,169.00

Other than separating your purchases, you can also look out for special promotions and deals happening throughout the year in Singapore. If you are looking for affordable solid wood furniture in Singapore, you can give our showrooms a visit! There might be some good deals waiting in-store for you!


Showroom Locations

Leave a Reply

× Ask me